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Robinhood review: fees, features and futures

Flat futures pricing inside the familiar app, low tiered margin rates, and one of two CME launch partners for E-nano futures.

Last checked October 24, 2026

App users who want stocks, options, futures and prediction markets in one place.

The best futures rate and the 3.6% cash yield both need Gold, at $5 a month.

Fees and account details

Stocks and ETFs: $0
Options: $0 plus $0.04 per contract regulatory fee
Micro E-mini futures: $0.75 per side; $0.50 with Gold ($5 a month)
E-nano futures: Same flat rate; CME launch partner for E-nano
Also charged: Plus $0.02 NFA and exchange fees
Platform fee: None; Gold optional at $5 a month
Minimum deposit: None stated
Margin rate, $25,000: 5.25%
Margin rate, $100,000: 5.05% up to $100k; 4.75% above
Cash yield: 3.6% APY with Gold (Sep 17, 2026)
Platforms: iOS, Android, web, Robinhood Legend (desktop)
Regulation: Robinhood Financial LLC (FINRA); futures through Robinhood Derivatives, LLC (NFA)

Crypto: About 90 coins in a separate crypto account; fees from 0% to 0.95% by volume
Retirement accounts: Traditional and Roth IRAs with a 1% contribution match, or 3% with Gold (keep Gold one year after the first Gold match)
International: ADRs plus some Canadian and Israeli stocks; no foreign exchanges
Trading hours: 24 Hour Market from Sunday 8 PM to Friday 8 PM ET
Fractional shares: From $1 on most stocks and ETFs
Prediction markets: Event contracts on Kalshi, ForecastEx and Rothera, Robinhood's joint-venture exchange
Tools and research: Robinhood Legend desktop platform; Cortex AI research assistant for Gold members
Account fees: No inactivity fee; $100 to transfer an account out
Paid tier: Gold, $5 a month or $50 a year: 3.6% APY on cash, 3% IRA match, first $1,000 of margin interest-free, lower futures fees
Support: Chat 24/7; phone 7 AM to 9 PM ET
Account protection: SIPC up to $500,000 ($250,000 cash) plus excess coverage up to $50M per customer

Aug 24, 2026
E-nano equity index futures at launch, as a named CME partner. Source
Dec 16, 2025
Added player-prop and combo prediction contracts. Source
Nov 25, 2025
Joint venture with Susquehanna to buy MIAXdx and run its own futures and prediction-market exchange. Source

Figures come from these Robinhood pages unless marked "reported." Rates change, so confirm them on the broker's site before opening an account.