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Public review: fees, features and futures

Pays rebates on options trades, charges low margin, and now lets AI agents trade event contracts. It offers no futures.

Last checked October 24, 2026

Visit Public

Best for

Options traders who want rebates and low margin rates.

Watch out for

It has no futures, and its 3.30% yield applies only in the separate High-Yield Cash Account.

Fees and account details

Stocks and ETFs
$0
Options
$0, with a rebate of $0.06 to $0.18 per contract
Micro E-mini futures
Not offered
E-nano futures
Not offered
Also charged
None
Platform fee
None
Minimum deposit
$0
Margin rate, $25,000
5.15%
Margin rate, $100,000
5.00% up to $100k; 4.75% above
Cash yield
3.30% APY in the High-Yield Cash Account
Platforms
iOS, Android, web; API
Regulation
Public Investing, Inc. (FINRA, SIPC)

Features and services

Crypto
60+ coins; $0.49 to $6.29 on orders up to $500, 1.25% above; crypto IRAs available
Retirement accounts
Traditional and Roth IRAs with a 1% match on contributions and transfers, no Premium required
International
Not confirmed
Trading hours
Pre-market 4:00 to 9:30 AM, after-hours 4:00 to 8:00 PM ET; 24/5 trading for eligible securities
Fractional shares
From $5
Prediction markets
Event contracts through Kalshi, including AI agents that trade them
Tools and research
AI research assistant and Generated Assets, AI-built custom indexes
Account fees
$3.99 monthly inactivity fee under $70 after six months idle; $100 to transfer out
Paid tier
Premium, $10 a month or free with a $20,000 balance: advanced data, analyst ratings, priority support
Support
In-app chat; no phone support
Account protection
SIPC up to $500,000 ($250,000 cash) plus Apex excess coverage

What's new

  1. AI agents that can trade Kalshi event contracts. Source
  2. Crypto trading inside Traditional and Roth IRAs. Source

Sources

Figures come from these Public pages unless marked "reported." Rates change, so confirm them on the broker's site before opening an account.